I.Acceptance of Terms

The services and/or products provided to you by MeetBankers, LLC and its subsidiaries, agents and affiliates (hereinafter referred to as “MeetBankers”, "we", "us", or "our"), are subject to the following Terms of Service (“Terms”) and Privacy Policy. If you do not understand or agree to be bound by (or cannot comply with) any part of the Terms described herein, you must immediately cease using MeetBankers’ website (“Site”). MeetBankers reserves the right to update the Terms at any time, with or without notice to you. The current version of the Privacy Policy can be reviewed by following the URL link at the footer of www.meetbankers.com/policy web pages.

These Terms were last revised on March 8, 2016.

2.Potential Borrowers and Financial Seekers Using this Site - Disclaimer

MeetBankers is not a direct financial services provider, lending institution, financial broker, advisor, insurance broker or agent (herein collectively referred to as a “Financial Services Provider”). MeetBankers does not make loans or make credit decisions in connection with a loan. Further, MeetBankers does not provide the following financial and banking services which shall include but are not limited to depository services, treasury management, process merchant services, financial advisory services, wealth management and 401k services (herein, collectively referred to as “banking and financial services”). MeetBankers works to arrange for the extension of credit, loans and other banking and financial services products by providing registered users, potential borrowers and financial seekers, a match-making service with appropriate Financial Services Providers within our database. We provide our match-making services based on the information that registered users provide on our Site. MeetBankers shares this information with multiple third-party Financial Services Providers in connection with matching potential borrowers and financial seekers with potential financial offers from Financial Services Providers. By registering for our services and providing information through our Site, you, as a registered user and potential borrower, agree and expressly consent to the submission of your information to third-party Financial Services Providers.

Meet Bankers is not an agent or representative of a third-party Financial Services Provider and does not recommend or endorse the services or products of any third-party Financial Services Provider. MeetBankers is not a direct financial services provider or lending institution and is therefore not responsible for the outcomes and performance of the offers, terms or products made by any third-party Financial Services Provider. All offers are from third-parties and we strongly advise that all registered users and potential borrowers perform their own due diligence and use their own judgement, as MeetBankers has no control or influence over the offers, communications, contents and performance of a Financial Services Provider.

Registered users are under no obligation to use our Site to find a Loan. Each Financial Services Provider has its own eligibility criteria and a third-party Financial Services Provider may access a registered user or potential borrower’s credit report and use a credit report when making its decisions. MeetBankers makes no guarantee that a potential borrower will be approved for a loan. We do not guarantee that a potential borrower (i) will be matched with a Financial Services Provider, (ii) will be approved for a loan, or (iii) will receive an offer for a loan or extension of credit from a Financial Services Provider. Loan amounts and Financial Service Provider terms will vary. We assume no responsibility or liability for offers, the terms of any loan, and/or any other material provided by a third-party Financial Services Provider.

3.Financial Services Providers Using this Site - Disclaimer

MeetBankers is not an agent, representative or broker of a registered user or potential borrower. Any information provided to a Financial Services Provider is self-reported information provided by a registered user of our site. MeetBankers is not responsible for the accuracy, completeness, appropriateness or usefulness of any information provided by a registered user or potential borrower. Registered users are solely responsible for the accuracy, completeness, appropriates or usefulness of the information they provide. Furthermore, MeetBankers has no control over the legality and truthfulness of any loan request by an applicant borrower. As a Financial Services Provider, you will be responsible for providing your own due diligence when rendering a decision to approve of an offer for a loan or extension of credit.

MeetBankers will not assume the compliance requirements of any Financial Services Provider. Financial Services Providers must comply with all foreign, domestic, federal, state and local laws, statutes, rules, regulations and judicial decrees including, without limitation, state and federal banking and securities laws. MeetBankers reserves the right to prohibit any conduct by a Financial Services Provider or remove any information or material posted or distributed by a Financial Services Provider through the Site that MeetBankers deems, in its absolute discretion, to be a violation of these Terms.

A Financial Services Provider’s rating on this Site may be impacted by either positive or negative feedback contributed by borrower or registered user. MeetBankers does not represent or warrant that the feedback, information or rating with respect to a Financial Services Provider is accurate, complete or appropriate. MeetBankers is under no obligation to monitor such content and shall incur no liability in connection with any such content posted by a registered user or borrower with respect to a Financial Services Provider.

4.Non-Commercial Use

The materials, products and services provided on web pages owned and/or controlled by MeetBankers, including the information and any images incorporated in the Site, products and/or services are for your private personal non-commercial use only. You may not, without prior written consent from MeetBankers modify, republish, post, copy, display, perform, reproduce, license, create derivative works from, sell or transmit anything you obtain or download from the web pages owned and/or controlled by MeetBankers.

5.Age Eligibility and Responsibility

The Site, products and/or services are intended for use and access solely by those individuals that are eighteen (18) years of age and older. By using and/or accessing the Site, products and/or services, you represent and warrant that you have the right and capacity to enter into this agreement. Furthermore, you represent and warrant that you will, at all times, abide by all Terms and conditions contained within this agreement and any other associated agreement and that:

  • i) all registration information you provide is truthful and accurate;
  • ii) you will update the registration information as necessary to maintain its accuracy;
  • iii) you are at least eighteen (18) years of age; and
  • iv) your use of the Site, products and/or services does not violate any applicable law.

MeetBankers and MeetBankers reserves the right, at its sole discretion, to immediately terminate your account if MeetBankers believes you are under the age of eighteen (18).

6.Your Content

Through use of the Site, products and/or services you may be provided the capability to submit registration information, feedback and reviews, and potentially other content (hereinafter, "Your Content"). You are solely responsible for Your Content and no ownership rights are created by way of you submitting Your Content to the Site. Once provided, MeetBankers may or may not provide means for you to remove all or a portion of Your Content. Your responsibility related to Your Content includes anyone's reliance upon the quality, accuracy or reliability of Your Content. Furthermore, you hereby assume all risk related to Your Content and to anyone's use of Your Content. Additionally, by submitting Your Content, you are representing and warranting that you have the right to submit Your Content and that Your Content is not false, misleading or defamatory.

MeetBankers reserves the right to remove or alter some or all of Your Content, at MeetBankers’ sole discretion, without liability and without notice to you. MeetBankers is not required to maintain or provide a copy of Your Content in its original form, nor does MeetBankers agree to any confidentiality or provisions of non-disclosure with respect to Your Content.

7.User Accounts

MeetBankers may require you to open an account and provide certain registration information as prompted by one or more registration forms. You are responsible for maintaining the confidentiality of your passwords, usernames and e-mail addresses provided to MeetBankers. You are entirely responsible for any and all activities that occur on your account. MeetBankers is not liable for any loss that you may incur as a result of someone else's misuse of your account or password, either with or without your knowledge. Furthermore, you may be liable for losses incurred by MeetBankers, its affiliates, representatives, agents or assigns due to someone else using your account or password.

You agree that your e-mail addresses will not contain any vulgar or offensive Terms, words, phrases or in any other way violates this agreement. MeetBankers reserves the right, at its sole discretion, to immediately terminate any account it believes uses an e-mail address in violation with this section of the agreement.

8.Termination/Suspension

MeetBankers reserves the right, at its sole discretion, to terminate, suspend or otherwise limit your account, for any or no reason at all, without your consent, prior notice or explanation and without liability. You may terminate or suspend your account at any time for any reason.

9.Unlawful Use

You agree not to use the Site, products and/or services provided by MeetBankers for any purpose that is unlawful or prohibited by any state, federal or applicable international law. MeetBankers reserves the right to terminate your use of its Site, services and/or products and/or prosecute any violations of this policy.

10.Links and Vendors

MeetBankers provides, for your convenience, links to some of its affiliates, other third-party organizations and access to the products and services of third-party Financial Services Providers. Unless stated otherwise, these linked sites, products and services are not under control of MeetBankers and MeetBankers does not warrant, nor is it responsible for the contents of any linked site or the product or services provided by any third-party Financial Services Providers, brokers and financial services providers. The links do not indicate an endorsement of the linked site by MeetBankers. MEETBANKERS DISCLAIMS ALL WARRANTIES, CONDITIONS OR OTHER TERMS EXPRESS OR IMPLIED AS TO ANY SUCH LINKED SITE, INCLUDING, WITHOUT LIMITATION, AS TO ACCURACY, OWNERSHIP, VALIDITY OR LEGALITY OF ANY CONTENT OF A LINKED SITE.

11.Payment for Subscription

Financial Services Providers that purchase the subscription services that we offer for a fee, agree to pay the applicable fees for such services as they become due plus all related taxes, and to reimburse us for all collection costs and interest for any overdue amounts. Financial Services Provider’s obligation to pay fees continues through the end of the subscription period during which time Financial Services Provider may cancel its subscription. Once a Financial Services Provider becomes a paying subscriber of our subscription services, MeetBankers will not offer any refunds in part or in whole unless an error or mistake has been made by MeetBankers.

12.Warranty Disclaimer

YOU EXPRESSLY AGREE THAT THE USE OF THE SERVICE, SITE AND THE INTERNET IS AT YOUR SOLE RISK. THE SITE AND MEETBANKERS’ PRODUCTS AND SERVICES, THIRD-PARTY SERVICES AND PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS FOR YOUR USE, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTIBILITY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. MEETBANKERS PROVIDES THE SERVICE ON A COMMERCIALLY REASONABLE BASIS AND DOES NOT GUARANTEE THAT YOU WILL BE ABLE TO ACCESS OR USE THE SERVICE AT TIMES OR LOCATIONS OF YOUR CHOOSING, OR THAT MEETBANKERS WILL HAVE ADEQUATE CAPACITY FOR THE SERVICE AS A WHOLE OR IN ANY SPECIFIC GEOGRAPHIC AREA.

13.Limitations of Liabilities

THE SITE AND ITS SERVICES ARE PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT THE SITE OR ITS SERVICES WILL BE SAFE OR SECURE. YOU ACKNOWLEDGE AND AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY DISPUTE WITH MEETBANKERS OR ITS SERVICES IS TO STOP USING THE SERVICE, AND TO TERMINATE YOUR ACCOUNT. YOU ACKNOWLEDGE AND AGREE THAT IN NO EVENT WILL MEETBANKERS, ITS LICENSORS, AFFILIATES, EMPLOYEES, OFFICERS, MEMBERS, MANAGERS, ATTORNEYS, ADVISORS, PARTNERS, INVESTORS, FINANCIAL SERVICES PROVIDERS OR DIRECTORS BE LIABLE FOR ANY ACT OR FAILURE TO ACT BY THEM OR ANY OTHER PERSON REGARDING THE USE, CONDUCT, COMMUNICATION OR CONTENT ON THE SERVICE. MOREOVER, IN NO CASE SHALL MEETBANKERS, ITS LICENSORS, AFFILIATES, EMPLOYEES, OFFICERS, MEMBERS, MANAGERS, ATTORNEYS, ADVISORS, PARTNERS, INVESTORS, FINANCIAL SERVICES PROVIDERS OR DIRECTORS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF PROFITS, LOSS, ALTERATION OR DELETION OF DATA (INCLUDING ANY CONTENT), LOSS OF USE OR GOODWILL, OR OTHER INTANGIBLE LOSS) ARISING FROM YOUR USE OF THE SERVICE, SITE, INTERNET OR FOR ANY OTHER CLAIM RELATED IN ANY WAY TO YOUR USE OF OR REGISTRATION WITH THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT MEETBANKERS OR ANY OF MEETBANKERS' LICENSORS, AFFILIATES, EMPLOYEES, OFFICERS, MEMBERS, MANAGERS, ATTORNEYS, ADVISORS, PARTNERS, INVESTORS, FINANCIAL SERVICES PROVIDERS OR DIRECTORS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. MEETBANKERS AGGREGATE LIABILITY ARISING OUT OF THIS STATEMENT WILL NOT EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU HAVE PAID US IN THE PAST TWELVE MONTHS. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, MEETBANKERS’ AND MEETBANKERS’ LICENSORS', AFFILIATES´, EMPLOYEES', OFFICERS', MEMBERS', MANAGERS', ATTORNEYS', ADVISORS', PARTNERS', INVESTORS', FINANCIAL SERVICES PROVIDERS' OR DIRECTORS' LIABILITY SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW. MEETBANKERS DOES NOT ENDORSE, WARRANT OR GUARANTEE FOR THE ACTIONS, CONTENT, INFORMATION, OR DATA OF THIRD PARTIES AND MEETBANKERS WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. MOREOVER, YOU RELEASE MEETBANKERS AND MEETBANKERS’ LICENSORS, AFFILIATES, EMPLOYEES, OFFICERS, MEMBERS, MANAGERS, ATTORNEYS, ADVISORS, PARTNERS, INVESTORS, FINANCIAL SERVICES PROVIDERS, DIRECTORS, AND AGENTS FROM ANY CLAIMS AND DAMAGES, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH ANY CLAIM YOU HAVE AGAINST ANY SUCH THIRD PARTIES. IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE §1542, WHICH SAYS: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR."

14.Jurisdiction - Forum Selection

This Agreement shall be governed by the laws of New Jersey, without reference to its conflicts of law principles, any action concerning the Site and services provided by MeetBankers. By using the Site, service and/or products provided by MeetBankers, you are agreeing that any and all disputes arising out of or relating to the Terms will be first negotiated in good faith by the parties, and if such negotiations do not result in a mutually agreeable resolution, either you or MeetBankers may bring a claim against the other, provided that such a claim shall be exclusively venued in the state or federal courts located in the State of New Jersey. You and MeetBankers hereby irrevocably submits to the exclusive jurisdiction of such courts for any such claims, and waives any objections to such courts based on venue or the doctrine of forum.

15.Successors and Assigns; Third Party Beneficiaries

The Terms are binding upon and will inure to the benefit of you and MeetBankers and its respective permitted successors or assigns. Nothing in the Terms, express or implied, is intended to confer upon any other Person any rights or remedies of any nature whatsoever under or by reason of the Terms.

16.Disclosures Required by Law and Other Instances

There are other instances in which MeetBankers may divulge your personal information, such as when required by law, regulation, or litigation. MeetBankers may also disclose your personal information if MeetBankers determines that such disclosure should be made for reasons of national security, law enforcement, or other issues of public importance.

17.Tracking

In order to improve the services and products of MeetBankers’ and the Site, MeetBankers may utilize "cookies," "web beacons," and/or similar devices to track your activities. A cookie is a tiny amount of data that is transferred by a web server to your browser and can only be read by the server that transferred it to you. A cookie functions as your identification and enables MeetBankers to record your passwords, purchases, and preferences. A cookie cannot be executed as code or deliver viruses. A web beacon is a small transparent gif image that is embedded in an HTML page or email used to track when the page or email has been viewed. A similar method may be used by which a service and/or product may send data to a server or other remote computing device when a set of user-initiated events occur. This method is similar to a cookie in that it may track your visit and the data can only be read by the server that receives the data.

MeetBankers may use cookies and similar devices to track your use of the Site and the products and services, and web servers may automatically log the IP/Internet address of your computer. MeetBankers does not generally use this information to identify you personally. If you expressly provide consent for the Site or the products and/or services to record the unique identifier that you select when you register for various activities on the Site or the products and/or services, that unique identifier will be stored on a persistent cookie on your computer and that unique identifier will be linked to your personal information. As a result, your navigation path around the Site and the products and/or services may be tracked in identifiable form.

18.Investigations

MeetBankers and its affiliates reserve the right to investigate, review and enforce any appropriate Term or policy applicable to a user. MeetBankers may make any disclosure reasonably necessary to: i) prevent illegal activity from occurring or continuing to occur on the Site, ii) enforce any section or term contained in any of MeetBankers' agreements, iii) comply with any request received from a court or government agency with proper authority to make such a request, iv) protect the rights, security, reputation, dignity, and/or property of MeetBankers, MeetBankers' affiliates, users and/or the general public.

19.Monitoring

MeetBankers monitors the Site and the services for content that is or may be in violation of the Terms of this Agreement. However, MeetBankers does not guarantee that any information contained on the Site is accurate, complete, factual or authenticated.

20.Entire Agreement

The Terms sets forth the entire agreement and understanding of you and MeetBankers relating to the subject matter hereof and merges all discussions, representations, covenants, promises, discussions, negotiations, and exchanges between you and MeetBankers with respect thereto.

21.Modifications

Please check these Terms periodically as we reserve the right to unilaterally modify, amend, change or remove portions of these Terms. Any updates or modifications to the Terms will be effective immediately upon posting the Terms on the Site. Your continued use of the Site following the posting of any change or amendment shall be deemed an acceptance of these changes. Please refer to the paragraph 1 of the Terms to determine when these Terms were last revised.

22.Unenforceable Provisions

If any provision of these Terms is held invalid or unenforceable by any court of competent jurisdiction, the other provisions of these Terms will remain in full force and effect, and, if legally permitted, such offending provision shall be replaced with an enforceable provision that as nearly as possible gives effect to MeetBankers' intent.

23.Contact Information

If you wish to contact MeetBankers for any reason, please address your inquiries to:

MeetBankers, LLC

125 Village Boulevard, Suite 270

Princeton, New Jersey 08540

admin@meetbankers.com